If you are looking to own your new Kia Optima but cannot afford the purchase
price outright then you will be looking at the various Kia Optima finance options.
The most common Kia Optima finance options are hire purchase (HP)
and personal contract purchase (PCP). An HP contract simply spreads the cost of the Kia
Optima over a fixed number of payments with interest applied. Once all finance payments have been made,
you own the Kia Optima. A PCP contract is slightly more complicated in that
you pay smaller payments over the finance contract term but then have balloon payment to make at the end of the
Kia Optima finance contract if you wish to own the Kia
Optima. Alternatively, you can hand the vehicle back.
Below you will find a range of Kia Optima finance deals and prices.
Alternatively, if you would like tailored finance quotes, please click the ‘Get Quotes’ button.